Washington, D.C. 20549

(Exact name of Registrant as Specified in its Charter)

Delaware		16-1725106
(State or Other Jurisdiction of Incorporation or Organization)		(IRS Employer Identification Number)

(Addresses of Principal Executive Offices)

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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o		Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
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Exhibit		Description
99.1		Press release announcing Fidelity National Financial, Inc. Reports Second Quarter 2008 Results.

Exhibit		Description
99.1		Press release announcing Fidelity National Financial, Inc. Reports Second Quarter 2008 Results.

Exhibit 99.1

		PRESS RELEASE

Fidelity National Financial, Inc. Reports Second Quarter 2008 EPS of $0.03

Jacksonville, Fla. — (July 23, 2008) — Fidelity National Financial, Inc. (NYSE:FNF), a leading provider of title insurance, specialty insurance, claims management services and information services, today reported operating results for the three-month and six-month periods ended June 30, 2008.

		Three Months Ended		Three Months Ended
		June 30, 2008		June 30, 2007
Total revenue		$1.18 billion		$1.50 billion
Pre-tax margin		1.1%		8.5%
Net earnings		$  6.9 million		$84.8 million
Net earnings per diluted share		$0.03		$0.38
Cash flow from operations		$12.6 million		$144.6 million

		Six Months Ended		Six Months Ended
		June 30, 2008		June 30, 2007
Total revenue		$2.32 billion		$2.86 billion
Pre-tax margin		2.2%		8.8%
Net earnings		$34.2 million		$168.2 million
Net earnings per diluted share		$0.16		$0.75
Cash flow from (used in) operations		$(62.3 million)		$229.7 million

     The following are summary financial and operational results for the operating segments of FNF for the three-month and six-month periods ended June 30, 2008 and 2007:

     Fidelity National Title Group (“FNT”)

		Three Months Ended		Three Months Ended
		June 30, 2008		June 30, 2007
Total revenue		$1.04 billion		$1.36 billion
Pre-tax earnings		$5.1 million		$130.0 million
Pre-tax margin		0.5%		9.5%

		Six Months Ended		Six Months Ended
		June 30, 2008		June 30, 2007
Total revenue		$2.05 billion		$2.61 billion
Pre-tax earnings		$58.2 million		$244.2 million
Pre-tax margin		2.8%		9.4%

Month		Direct Orders Opened		Direct Orders Closed		Closing %
April 2008		168,900		113,200		67%
May 2008		156,900		99,800		64%
June 2008		136,800		94,500		69%
Second Quarter 2008		462,600		307,500		66%

Month		Direct Orders Opened		Direct Orders Closed		Closing %
April 2007		211,100		136,000		64%
May 2007		215,700		141,200		65%
June 2007		195,300		131,500		67%
Second Quarter 2007		622,100		408,700		66%

		Open		Closed		Commercial
		Commercial		Commercial		Revenue		Commercial
		Orders		Orders		(In thousands)		Fee Per File
2nd Quarter 2008		16,200		9,400		$60,600		$6,400
2nd Quarter 2007		20,000		12,400		$97,300		$7,800

- The preceding table only includes commercial activity from FNF’s commercial offices in the national commercial division and does not attempt to capture potential commercial activity in our local offices.

     Specialty Insurance

		Three Months Ended		Three Months Ended
		June 30, 2008		June 30, 2007
Total revenue		$97.1 million		$103.8 million

		Three Months Ended		Three Months Ended
		June 30, 2008		June 30, 2007
Pre-tax earnings		$13.2 million		$13.9 million
Pre-tax margin		13.6%		13.4%

		Six Months Ended		Six Months Ended
		June 30, 2008		June 30, 2007
Total revenue		$185.6 million		$202.8 million
Pre-tax earnings		$22.6 million		$39.3 million
Pre-tax margin		12.2%		19.4%

     “We continued to navigate our way through an extremely challenging market during the second quarter,” said Chairman William P. Foley, II. “Order counts weakened throughout the quarter, despite the fact that we were operating in the normally seasonally strong spring and summer months. In the midst of this difficult operating environment, we remained focused on the cost side of the equation, eliminating more than 1,200 positions in our title field operations and an additional 400 positions in other areas of the company. Nearly all of those cuts came in June so our reported earnings do not reflect any real benefit from those late quarter staffing reductions. Additionally, we continued to close title and escrow offices throughout the quarter, incurring $10 million in accelerated lease termination costs from the closing of nearly 90 branches. Finally, we decided to increase our provision for losses to 8.5% for the full-year 2008, resulting in a 9.5% provision in the second quarter that moves our provision up to that 8.5% target for the first six months of the year. We expect to provide an 8.5% provision for the last two quarters of 2008. With respect to our other businesses, we continue to make progress on monetizing the value of some of those assets, most notably the sale of a portion of our investment in Sedgwick. In early June, we announced the sale of 20% of our 40% ownership stake in Sedgwick to UnitedHealth Group, receiving approximately $54 million in proceeds. Our investment related to this 20% stake was approximately $29 million, which includes our share of income since our original investment of $26 million in January 2006. This sale resulted in more than a double on our original investment and we recorded a $25 million pre-tax gain in

the quarter. We believe the sale of this portion of our Sedgwick ownership stake provides another example of our ability to create significant value for our shareholders. Our ownership percentage in Sedgwick is now 32%. We also continue to move through the process on the specialty insurance sale, as multiple parties have expressed interest, and we expect to be in a position to announce the signing of a definitive agreement in the upcoming months. Finally, we continued to consistently repurchase stock during the second quarter, buying 2.2 million shares from late April through June at a total cost of approximately $33 million. As we move through the second half of 2008, we will remain focused on maximizing the profitability of our title business through continued cost reductions throughout our operations, as well as monetizing the value of some of our other assets, most notably the completion of the sale of our specialty insurance business.”

     Fidelity National Financial, Inc. (NYSE:FNF), is a leading provider of title insurance, specialty insurance, claims management services and information services. FNF is one of the nation’s largest title insurance companies through its title insurance underwriters — Fidelity National Title, Chicago Title, Ticor Title, Security Union Title and Alamo Title — that issue approximately 27 percent of all title insurance policies in the United States. FNF also provides flood insurance, personal lines insurance and home warranty insurance through its specialty insurance business. FNF also is a leading provider of outsourced claims management services to large corporate and public sector entities through its minority-owned subsidiary, Sedgwick CMS. FNF is also a leading information services company in the human resource, retail and transportation markets through another minority-owned subsidiary, Ceridian Corporation. More information about FNF can be found at www.fnf.com.

     This press release contains forward-looking statements that involve a number of risks and uncertainties. Statements that are not historical facts, including statements about our beliefs and expectations, are forward-looking statements. Forward-looking statements are based on management’s beliefs, as well as assumptions made by, and information currently available to, management. Because such statements are based on expectations as to future economic

performance and are not statements of fact, actual results may differ materially from those projected. We undertake no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The risks and uncertainties which forward-looking statements are subject to include, but are not limited to: changes in general economic, business and political conditions, including changes in the financial markets; adverse changes in the level of real estate activity, which may be caused by, among other things, high or increasing interest rates, a limited supply of mortgage funding or a weak U. S. economy; our potential inability to find suitable acquisition candidates, acquisitions in lines of business that will not necessarily be limited to our traditional areas of focus, or difficulties in integrating acquisitions; our dependence on operating subsidiaries as a source of cash flow; significant competition that our operating subsidiaries face; compliance with extensive government regulation of our operating subsidiaries; and other risks detailed in the “Statement Regarding Forward-Looking Information,” “Risk Factors” and other sections of the Company’s Form 10-K and other filings with the Securities and Exchange Commission.

SOURCE: Fidelity National Financial, Inc.
CONTACT: Daniel Kennedy Murphy, Senior Vice President, Finance and Investor Relations, 904-854-8120, dkmurphy@fnf.com

FIDELITY NATIONAL FINANCIAL, INC.
SUMMARY OF EARNINGS
(In thousands, except per share amounts and order information)

		Three months ended								Six months ended
		June 30,								June 30,
		2008				2007				2008				2007
		(Unaudited)								(Unaudited)
Direct title premiums		$	321,040			$	448,504			$	625,819			$	867,101
Agency title premiums			423,915				597,862				847,351				1,140,008
Total title premiums			744,955				1,046,366				1,473,170				2,007,109
Escrow, title-related and other fees			292,838				299,476				566,459				556,456
Total title and escrow			1,037,793				1,345,842				2,039,629				2,563,565
Specialty insurance			94,161				99,731				178,988				194,729
Interest and investment income			30,053				45,528				72,073				93,505
Realized gains and losses			17,791				3,899				26,268				10,281
Total revenue			1,179,798				1,495,000				2,316,958				2,861,880
Personnel costs			366,254				452,752				728,132				888,012
Other operating expenses			319,856				296,221				587,726				530,662
Agent commissions			328,800				462,876				656,809				883,033
Depreciation and amortization			34,716				31,192				71,611				60,546
Claim loss expense			100,427				113,083				187,932				224,069
Interest expense			16,218				12,435				34,854				24,412
Total expenses			1,166,271				1,368,559				2,267,064				2,610,734
Earnings before income taxes			13,527				126,441				49,894				251,146
Income tax expense			1,167				40,471				13,342				85,516
Earnings before equity investments and minority interest			12,360				85,970				36,552				165,630
Earnings from equity investments			(6,349	)			(323	)			(4,668	)			1,859
Minority interest			(914	)			812				(2,286	)			(745	)
Net earnings		$	6,925			$	84,835			$	34,170			$	168,234
Net earnings per share — basic		$	0.03			$	0.39			$	0.16			$	0.77
Net earnings per share — diluted		$	0.03			$	0.38			$	0.16			$	0.75
Weighted average shares — basic			210,814				218,707				210,962				218,860
Weighted average shares — diluted			213,107				222,968				213,318				222,940
Direct operations orders opened			462,600				622,100				1,024,800				1,274,500
Direct operations orders closed			307,500				408,700				615,300				799,100
Fee per file		$	1,484			$	1,627			$	1,466			$	1,593
Actual title claims paid		$	67,488			$	72,938			$	143,163			$	128,213

FIDELITY NATIONAL FINANCIAL, INC.
SEGMENT INFORMATION
(In thousands)
(Unaudited)

Three Months Ended												Specialty				Corporate
June 30, 2008			Consolidated					FNT				Insurance				and Other
Gross operating revenue			$	1,131,954				$	1,013,073			$	94,161			$	24,720
Interest and investment income				30,053					26,397				3,425				231
Realized gains and losses				17,791					(2,414	)			(452	)			20,657
Total revenue				1,179,798					1,037,056				97,134				45,608
Personnel costs				366,254					340,521				11,347				14,386
Other operating expenses				319,856					260,656				41,075				18,125
Agent commissions				328,800					328,800				—				—
Depreciation and amortization				34,716					30,058				1,508				3,150
Claim loss expense				100,427					70,605				29,822				—
Interest expense				16,218					1,345				155				14,718
Total expenses				1,166,271					1,031,985				83,907				50,379
Earnings before income taxes				13,527					5,071				13,227				(4,771	)
Income tax expense				1,167					284				4,685				(3,802	)
Earnings before equity investments and minority interest				12,360					4,787				8,542				(969	)
Earnings from equity investments				(6,349	)				471				—				(6,820	)
Minority interest				(914	)				320				—				(1,234	)
Net earnings			$	6,925				$	4,938			$	8,542			$	(6,555	)
Open orders				462,600					462,600				—				—
Closed orders				307,500					307,500				—				—
Pretax margin				1.1	%				0.5	%			13.6	%			—
Three Months Ended												Specialty				Corporate
June 30, 2007			Consolidated					FNT				Insurance				and Other
Gross operating revenue			$	1,445,573				$	1,320,761			$	99,731			$	25,081
Interest and investment income				45,528					41,395				4,071				62
Realized gains and losses				3,899					137				3				3,759
Total revenue				1,495,000					1,362,293				103,805				28,902
Personnel costs				452,752					425,707				11,814				15,231
Other operating expenses				296,221					233,324				41,565				21,332
Agent commissions				462,876					462,852				—				24
Depreciation and amortization				31,192					28,172				1,512				1,508
Claim loss expense				113,083					78,478				34,605				—
Interest expense				12,435					3,723				449				8,263
Total expenses				1,368,559					1,232,256				89,945				46,358
Earnings before income taxes				126,441					130,037				13,860				(17,456	)
Income tax expense				40,471					42,362				5,340				(7,231	)
Earnings before equity investments and minority interest				85,970					87,675				8,520				(10,225	)
Earnings from equity investments				(323	)				1,064				—				(1,387	)
Minority interest				812					1,003				—				(191	)
Net earnings			$	84,835				$	87,736			$	8,520			$	(11,421	)
Open orders				622,100					622,100				—				—
Closed orders				408,700					408,700				—				—
Pretax margin				8.5	%				9.5	%			13.4	%			—

FIDELITY NATIONAL FINANCIAL, INC.
SEGMENT INFORMATION
(In thousands)
(Unaudited)

Six Months Ended												Specialty				Corporate
June 30, 2008			Consolidated					FNT				Insurance				and Other
Gross operating revenue			$	2,218,617				$	1,983,790			$	178,988			$	55,839
Interest and investment income				72,073					63,825				7,004				1,244
Realized gains and losses				26,268					39				(359	)			26,588
Total revenue				2,316,958					2,047,654				185,633				83,671
Personnel costs				728,132					674,842				22,687				30,603
Other operating expenses				587,726					468,731				74,229				44,766
Agent commissions				656,809					656,809				—				—
Depreciation and amortization				71,611					60,147				3,018				8,446
Claim loss expense				187,932					125,218				62,714				—
Interest expense				34,854					3,755				339				30,760
Total expenses				2,267,064					1,989,502				162,987				114,575
Earnings before income taxes				49,894					58,152				22,646				(30,904	)
Income tax expense				13,342					17,578				7,446				(11,682	)
Earnings before equity investments and minority interest				36,552					40,574				15,200				(19,222	)
Earnings from equity investments				(4,668	)				1,435				—				(6,103	)
Minority interest				(2,286	)				400				—				(2,686	)
Net earnings			$	34,170				$	41,609			$	15,200			$	(22,639	)
Open orders				1,024,800					1,024,800				—				—
Closed orders				615,300					615,300				—				—
Pretax margin				2.2	%				2.8	%			12.2	%			—
Six Months Ended												Specialty				Corporate
June 30, 2007			Consolidated					FNT				Insurance				and Other
Gross operating revenue			$	2,758,294				$	2,521,677			$	194,729			$	41,888
Interest and investment income				93,305					82,769				8,074				2,462
Realized gains and losses				10,281					3,298				(28	)			7,011
Total revenue				2,861,880					2,607,744				202,775				51,361
Personnel costs				888,012					836,280				23,413				28,319
Other operating expenses				530,662					431,732				62,617				36,313
Agent commissions				883,033					882,903				—				130
Depreciation and amortization				60,546					55,089				3,070				2,387
Claim loss expense				224,069					150,534				73,535				—
Interest expense				24,412					7,032				854				16,526
Total expenses				2,610,734					2,363,570				163,489				83,675
Earnings before income taxes				251,146					244,174				39,286				(32,314	)
Income tax expense				85,516					83,105				14,909				(12,498	)
Earnings before equity investments and minority interest				165,630					161,069				24,377				(19,816	)
Earnings from equity investments				1,859					1,699				—				160
Minority interest				(745	)				932				—				(1,677	)
Net earnings			$	168,234				$	161,836			$	24,377			$	(17,979	)
Open orders				1,274,500					1,274,500				—				—
Closed orders				799,100					799,100				—				—
Pretax margin				8.8	%				9.4	%			19.4	%			—

FIDELITY NATIONAL FINANCIAL, INC.
SUMMARY BALANCE SHEET INFORMATION
(In thousands, except per share amounts)

		June 30,				December 31,
		2008				2007
		(Unaudited)
Cash and investment portfolio		$	4,262,494			$	4,671,383
Goodwill			1,338,274				1,339,705
Title Plant			334,629				331,888
Total assets			7,248,136				7,587,853
Notes payable			1,196,907				1,167,739
Reserve for claim losses			1,394,921				1,419,910
Secured trust deposits			643,916				689,935
Total stockholders’ equity			3,109,661				3,244,088
Book value per share			14.66				15.23

###