Washington, D.C. 20549

(Exact name of Registrant as Specified in its Charter)

Delaware		16-1725106
(State or Other Jurisdiction of Incorporation or Organization)		(IRS Employer Identification Number)

(Addresses of Principal Executive Offices)

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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o		Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o		Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
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Exhibit		Description
99.1		Press release announcing Fidelity National Financial, Inc. Reports Third Quarter 2007 Earnings.

Exhibit		Description
99.1		Press release announcing Fidelity National Financial, Inc. Reports Third Quarter 2007 Earnings.

EXHIBIT 99.1

Fidelity National Financial, Inc. Reports Third Quarter 2007 EPS of $0.03; Results Include an $81.5
Million Charge to Strengthen Reserve for Claim Losses; Third Quarter 2007 EPS of $0.28 Before Charge

Jacksonville, Fla. — (October 24, 2007) — Fidelity National Financial, Inc. (NYSE:FNF), a leading provider of title insurance, specialty insurance and claims management services, today reported operating results for the three-month and nine-month periods ended September 30, 2007.

						Pro Forma Three
		Three Months Ended		Three Months Ended		Months Ended
		September 30, 2007		September 30, 2006**		September 30, 2006***
Total revenue		$1.36 billion		$2.63 billion		$1.62 billion
Pre-tax margin		0.2%*		11.2%		10.9%
Net earnings		$6.5 million*		$127.6 million		$114.1 million
Net earnings per diluted share		$0.03*		$0.73		$0.51
Cash flow from operations		$74.8 million		$265.7 million		N/A

*These reported results include the impact of an $81.5 million charge to strengthen the reserve for claim losses.

** The three-month and nine-month periods ended September 30, 2006, include the results of Fidelity National Information Services, Inc. (“FIS”), which was a majority-owned subsidiary of FNF during those periods in 2006.

*** A complete pro forma summary of earnings excluding FIS and the minority interest expense related to Fidelity National Title Group, Inc. (“FNT”) for the three-month and nine month periods ended September 30, 2006, is included later in this press release.

		Three Months
		Ended September 30, 2007
Net earnings		$6.5 million
After-tax impact from charge to strengthen loss reserves		$55.5 million
Net earnings, excluding the charge to strengthen loss reserves		$62.0 million
Net earnings per diluted share, excluding the charge to strengthen loss reserves		$0.28

						Pro Forma Nine
		Nine Months Ended		Nine Months Ended		Months Ended
		September 30, 2007		September 30, 2006**		September 30, 2006***
Total revenue		$4.23 billion		$7.63 billion		$4.79 billion
Pre-tax margin		6.0%*		10.6%		11.0%
Net earnings		$174.7 million*		$366.6 million		$338.0 million
Net earnings per diluted share		$0.79*		$2.11		$1.52
Cash flow from operations		$304.5 million		$598.5 million		N/A

The following are summary financial and operational results for the current operating segments of FNF for the three-month and nine-month periods ended September 30, 2007, and 2006:

Fidelity National Title Group (“FNT”)

		Three Months		Three Months Ended
		Ended September 30, 2007		September 30, 2006
Total revenue		$1.23 billion		$1.51 billion
Pre-tax earnings		$5.9 million*		$170.5 million
Pre-tax margin		0.5%*		11.3%
Pre-tax earnings before reserve charge		$87.4 million		N/A
Pre-tax margin before reserve charge		7.1%		N/A

*These reported results include the impact of an $81.5 million charge to strengthen the reserve for claim losses.

		Nine Months		Nine Months Ended
		Ended September 30, 2007		September 30, 2006
Total revenue		$3.84 billion		$4.46 billion
Pre-tax earnings		$251.8 million*		$494.5 million
Pre-tax margin		6.6%*		11.1%
Pre-tax earnings before reserve charge		$333.3 million		N/A
Pre-tax margin before reserve charge		8.7%		N/A

Month		Direct Orders Opened				Direct Orders Closed				Closing %
July 2007			189,200				123,800				65	%
August 2007			186,100				120,700				65	%
September 2007			148,000				94,600				64	%
Third Quarter 2007			523,300				339,100				65	%

Month		Direct Orders Opened				Direct Orders Closed				Closing %
July 2006			208,000				142,400				69	%
August 2006			242,800				158,700				65	%
September 2006			212,700				139,100				65	%
Third Quarter 2006			663,500				440,200				66	%

		Open				Closed				Commercial				Commercial
		Commercial				Commercial				Revenue				Fee Per
		Orders				Orders				(In thousands)				File
3rd Quarter 2007			13,700				8,200			$	80,500			$	9,800
3rd Quarter 2006			11,900				7,700			$	66,300			$	8,600

• The preceding table only includes commercial activity from FNF’s commercial offices in the national commercial division and does not attempt to capture commercial activity in our local offices.

Specialty Insurance

		Three Months Ended		Three Months Ended
		September 30, 2007		September 30, 2006
Total revenue		$107.0 million		$103.6 million
Pre-tax earnings		$10.3 million		$19.1 million
Pre-tax margin		9.6%		18.4%

		Nine Months Ended		Nine Months Ended
		September 30, 2007		September 30, 2006
Total revenue		$309.8 million		$315.5 million
Pre-tax earnings		$49.6 million		$67.0 million
Pre-tax margin		16.0%		21.2%

     “This quarter presented challenging operating environments for several of our businesses,” said Chairman of the Board William P. Foley, II. “Obviously, the mortgage and real estate markets have impacted volumes in our title insurance business and we have responded with significant staffing reductions, eliminating more than 1,700 positions, or 14% of our field staff, during the third quarter. While personnel costs in the title business have been reduced by more than $36 million versus the prior year quarter, many of those positions were eliminated very late in the third quarter, so we won’t see the full impact of those additional cost savings until the fourth quarter and into 2008. We also found it necessary to bolster our reserve for claim losses, as the higher claims activity the entire title industry has experienced continued in the third quarter. Our specialty insurance segment also had some operating challenges during the quarter. The personal lines business suffered through higher losses in the third quarter due to increased fire losses in California, particularly in July and August, while the home warranty business suffered from the significant slowdown in the real estate markets, particularly in the west. In summary, the third quarter was a difficult period as several of our companies, particularly the title business, faced tough market conditions. Despite the very difficult environment, our title business was able to generate a 7.1% pre-tax margin before the reserve charge. We manage all of our businesses with a goal to maximize profitability for our shareholders in all environments and will continue to do so in the fourth quarter and into 2008.”

     Fidelity National Financial, Inc. (NYSE:FNF), is a leading provider of title insurance, specialty insurance and claims management services. FNF is one of the nation’s largest title insurance companies through its title insurance underwriters — Fidelity National Title, Chicago Title, Ticor Title, Security Union Title and Alamo Title — that issue approximately 28 percent of

all title insurance policies in the United States. FNF also provides flood insurance, personal lines insurance and home warranty insurance through its specialty insurance business. FNF also is a leading provider of outsourced claims management services to large corporate and public sector entities through its minority-owned subsidiary, Sedgwick CMS. More information about FNF can be found at www.fnf.com.

     This press release contains forward-looking statements that involve a number of risks and uncertainties. Statements that are not historical facts, including statements about our beliefs and expectations, are forward-looking statements. Forward-looking statements are based on management’s beliefs, as well as assumptions made by, and information currently available to, management. Because such statements are based on expectations as to future economic performance and are not statements of fact, actual results may differ materially from those projected. We undertake no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The risks and uncertainties which forward-looking statements are subject to include, but are not limited to: changes in general economic, business and political conditions, including changes in the financial markets; adverse changes in the level of real estate activity, which may be caused by, among other things, high or increasing interest rates, a limited supply of mortgage funding or a weak U. S. economy; our potential inability to find suitable acquisition candidates, acquisitions in lines of business that will not necessarily be limited to our traditional areas of focus, or difficulties in integrating acquisitions; our dependence on operating subsidiaries as a source of cash flow; significant competition that our operating subsidiaries face; compliance with extensive government regulation of our operating subsidiaries; and other risks detailed in the “Statement Regarding Forward-Looking Information,” “Risk Factors” and other sections of the Company’s Form 10-K and other filings with the Securities and Exchange Commission.

SOURCE: Fidelity National Financial, Inc.

CONTACT: Daniel Kennedy Murphy, Senior Vice President, Finance and Investor Relations, 904-854-8120, dkmurphy@fnf.com

FIDELITY NATIONAL FINANCIAL, INC.
SUMMARY OF EARNINGS
(In thousands, except per share amounts and order information)

		Three months ended								Nine months ended
		September 30,								September 30,
		2007				2006				2007				2006
		(Unaudited)								(Unaudited)
Direct title premiums		$	391,065			$	485,043			$	1,258,166			$	1,479,415
Agency title premiums			537,598				701,533				1,677,606				1,998,117
Total title premiums			928,663				1,186,576				2,935,772				3,477,532
Escrow and other title-related fees			262,222				267,744				790,336				808,468
Total title and escrow			1,190,885				1,454,320				3,726,108				4,286,000
Transaction processing services			—				1,013,372				—				2,832,638
Specialty insurance			102,844				99,619				297,573				304,070
Interest and investment income			50,470				54,744				145,634				154,259
Realized gains and losses			2,168				(1,810	)			12,449				15,745
Other			17,802				14,577				46,144				41,378
Total revenue			1,364,169				2,634,822				4,227,908				7,634,090
Personnel costs			427,683				863,163				1,315,695				2,632,935
Other operating expenses			283,928				610,732				814,590				1,706,137
Agent commissions			415,307				538,700				1,298,340				1,537,489
Depreciation and amortization			32,348				142,170				92,894				404,770
Claim loss expense			189,426				118,643				413,495				357,210
Interest expense			12,782				65,931				37,194				183,536
Total expenses			1,361,474				2,339,339				3,972,208				6,822,077
Earnings before income taxes			2,695				295,483				255,700				812,013
Income tax expense			(4,075	)			109,920				81,441				302,069
Minority interest			298				57,992				(447	)			143,381
Net earnings		$	6,472			$	127,571			$	174,706			$	366,563
Net earnings per share — basic		$	0.03			$	0.74			$	0.80			$	2.11
Net earnings per share — diluted		$	0.03			$	0.73			$	0.79			$	2.11
Weighted average shares — basic			216,325				173,475				218,860				173,475
Weighted average shares — diluted			219,548				173,643				221,797				173,648
Direct operations orders opened			523,300				811,400				1,797,800				2,490,700
Direct operations orders closed			339,100				521,900				1,138,200				1,602,700
Fee per file		$	1,683			$	1,582			$	1,620			$	1,571
Actual title claims paid		$	82,413			$	73,172			$	223,157			$	179,167

FIDELITY NATIONAL FINANCIAL, INC.
SEGMENT INFORMATION
(In thousands)
(Unaudited)

Three Months Ended										Specialty				Corporate
September 30, 2007		Consolidated				FNT				Insurance				and Other
Gross operating revenue		$	1,311,531			$	1,184,291			$	102,844			$	24,396
Interest and investment income			50,470				42,662				4,178				3,630
Realized gains and losses			2,168				(1,152	)			25				3,295
Total revenue			1,364,169				1,225,801				107,047				31,321
Personnel costs			427,683				400,020				10,834				16,829
Other operating expenses			283,928				217,640				45,891				20,397
Agent commissions			415,307				415,307				—				—
Depreciation and amortization			32,348				31,589				1,353				(594	)
Claim loss expense			189,426				151,128				38,299				(1	)
Interest expense			12,782				4,183				343				8,256
Total expenses			1,361,474				1,219,867				96,720				44,887
Pretax earnings			2,695				5,934				10,327				(13,566	)
Pretax margin			0.2	%			0.5	%			9.6	%			—
Open orders			523,300				523,300				—				—
Closed orders			339,100				339,100				—				—

Nine Months Ended										Specialty				Corporate
September 30, 2007		Consolidated				FNT				Insurance				and Other
Gross operating revenue		$	4,069,825			$	3,705,968			$	297,573			$	66,284
Interest and investment income			145,634				127,130				12,252				6,252
Realized gains and losses			12,449				2,146				(3	)			10,306
Total revenue			4,227,908				3,835,244				309,822				82,842
Personnel costs			1,315,695				1,236,300				34,247				45,148
Other operating expenses			814,590				649,372				108,508				56,710
Agent commissions			1,298,340				1,298,210				—				130
Depreciation and amortization			92,894				86,678				4,423				1,793
Claim loss expense			413,495				301,662				111,834				(1	)
Interest expense			37,194				11,215				1,197				24,782
Total expenses			3,972,208				3,583,437				260,209				128,562
Pretax earnings			255,700				251,807				49,613				(45,720	)
Pretax margin			6.0	%			6.6	%			16.0	%			—
Open orders			1,797,800				1,797,800				—				—
Closed orders			1,138,200				1,138,200				—				—

FIDELITY NATIONAL FINANCIAL, INC.
SEGMENT INFORMATION
(In thousands)
(Unaudited)

Three Months Ended																		Specialty				Corporate
September 30, 2006		Consolidated				Eliminations				FNT				FIS				Insurance				and Other
Gross operating revenue		$	2,581,888				($67,489	)		$	1,464,293			$	1,080,651			$	99,619			$	4,814
Interest and investment income			54,744				—				44,161				361				4,011				6,211
Realized gains and losses			(1,810	)			—				(1,422	)			1,292				6				(1,686	)
Total revenue			2,634,822				(67,489	)			1,507,032				1,082,304				103,636				9,339
Personnel costs			863,163				(5,863	)			436,064				416,733				11,409				4,820
Other operating expenses			610,732				(40,053	)			223,359				383,120				41,358				2,948
Agent commissions			538,700				(21,573	)			555,010				—				—				5,263
Depreciation and amortization			142,170				—				29,881				111,135				1,706				(552	)
Claim loss expense			118,643				—				88,706				240				29,695				2
Interest expense			65,931				—				3,481				49,629				398				12,423
Total expenses			2,339,339				(67,489	)			1,336,501				960,857				84,566				24,904
Pretax earnings			295,483				—				170,531				121,447				19,070				(15,565	)
Pretax margin			11.2	%			—				11.3	%			11.2	%			18.4	%			—
Open orders			811,400				—				663,500				147,900				—				—
Closed orders			521,900				—				440,200				81,700				—				—

Nine Months Ended																		Specialty				Corporate
September 30, 2006		Consolidated				Eliminations				FNT				FIS				Insurance				and Other
Gross operating revenue		$	7,464,086				($170,653	)		$	4,317,814			$	3,003,533			$	304,070			$	9,322
Interest and investment income			154,259				—				122,006				3,500				11,460				17,293
Realized gains and losses			15,745				—				15,765				3,331				(50	)			(3,301	)
Total revenue			7,634,090				(170,653	)			4,455,585				3,010,364				315,480				23,314
Personnel costs			2,632,935				(17,795	)			1,354,720				1,245,945				33,791				16,274
Other operating expenses			1,706,137				(94,417	)			666,587				1,011,725				112,385				9,857
Agent commissions			1,537,489				(58,441	)			1,587,547				—				—				8,383
Depreciation and amortization			404,770				—				83,312				318,304				4,678				(1,524	)
Claim loss expense			357,210				—				260,444				425				96,646				(305	)
Interest expense			183,536				—				8,435				141,930				979				32,192
Total expenses			6,822,077				(170,653	)			3,961,045				2,718,329				248,479				64,877
Pretax earnings			812,013				—				494,540				292,035				67,001				(41,563	)
Pretax margin			10.6	%			—				11.1	%			9.7	%			21.2	%			—
Open orders			2,490,700				—				2,044,500				446,200				—				—
Closed orders			1,602,700				—				1,350,300				252,400				—				—

FIDELITY NATIONAL FINANCIAL, INC.
SUMMARY BALANCE SHEET INFORMATION
(In thousands, except per share amounts)

		September 30,				December 31,
		2007				2006
		(Unaudited)
Cash and investment portfolio		$	4,334,264			$	4,798,195
Goodwill			1,360,565				1,154,298
Title Plant			331,688				324,155
Total assets			7,226,471				7,259,559
Notes payable			643,837				491,167
Reserve for claim losses			1,296,691				1,220,636
Secured trust deposits			711,430				905,461
Total stockholders’ equity			3,424,059				3,474,368
Book value per share			15.87				15.75

FIDELITY NATIONAL FINANCIAL, INC.
UNAUDITED PRO FORMA SUMMARY OF EARNINGS
FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2006
(In thousands except per share amounts)

										FNF Capital
										pro forma				Other Pro
		Historical				FIS pro forma				adjustments				Forma								FNF
		FNF				adjustments(1)				(2)				Adjustments				Notes				Pro Forma
Total title and escrow		$	1,454,320				($21,580	)			—			$	21,573				(3)			$	1,454,313
Transaction processing			1,013,372				(1,059,071	)			—				45,699				(3)				—
Specialty insurance			99,619				—				—				—								99,619
Interest and investments income			54,744				(361	)			(31	)			—								54,352
Realized gains and losses			(1,810	)			(1,292	)			—				—								(3,102	)
Other income			14,577				—				(2,613	)			—								11,964
Total revenue		$	2,634,822				($1,082,304	)			(2,644	)		$	67,272							$	1,617,146
Personnel costs			863,163				(416,733	)			(462	)			5,863				(4)				451,831
Other operating expenses			610,732				(383,120	)			(306	)			39,836				(4)				265,227
															(1,915	)			(5)
Agent commissions			538,700				—				—				21,573				(6)				560,273
Depreciation and amortization			142,170				(111,135	)			(7	)			—								31,028
Provision for claim losses			118,643				(240	)			—				—								118,403
Interest expense			65,931				(49,629	)			(1,751	)			243				(7)				14,794
Total expenses			2,339,339				(960,857	)			(2,526	)			65,600								1,441,556
Earnings before income taxes			295,483				(121,447	)			(118	)			1,672								175,590
Income tax expense			109,920				(42,902	)			(502	)			(4,182	)							62,334
Minority interest			57,992				35				(211	)			(58,666	)			(8)				(850	)
Net income		$	127,571				($78,580	)			595			$	64,520							$	114,106
Net income per share-basic																						$	0.52
Pro forma weighted average shares-basic																							219,000	(9)
Net income per share-diluted																						$	0.51
Pro forma weighted average shares-diluted																							222,000	(9)

FIDELITY NATIONAL FINANCIAL, INC.
UNAUDITED PRO FORMA SUMMARY OF EARNINGS
FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2006
(In thousands except per share amounts)

										FNF Capital
										pro forma				Other Pro
		Historical				FIS pro forma				adjustments				Forma								FNF
		FNF				adjustments(1)				(2)				Adjustments				Notes				Pro Forma
Total title and escrow		$	4,286,000				($58,683	)			—			$	58,441				(3)			$	4,285,758
Transaction processing			2,832,638				(2,944,850	)			—				112,212				(3)				—
Specialty insurance			304,070				—				—				—								304,070
Interest and investments income			154,259				(3,500	)			(89	)			—								150,670
Realized gains and losses			15,745				(3,331	)			—				—								12,414
Other income			41,378				—				(6,984	)			—								34,394
Total revenue		$	7,634,090				($3,010,364	)			(7,073	)		$	170,653							$	4,787,306
Personnel costs			2,632,935				(1,245,945	)			(1,998	)			17,795				(4)				1,402,787
Other operating expenses			1,706,137				(1,011,725	)			(703	)			94,417				(4)				779,511
															(8,615	)			(5)
Agent commissions			1,537,489				—				—				58,441				(6)				1,595,930
Depreciation and amortization			404,770				(318,304	)			(20	)			—								86,446
Provision for claim losses			357,210				(425	)			—				—								356,785
Interest expense			183,536				(141,930	)			(3,509	)			600				(7)				38,697
Total expenses			6,822,077				(2,718,329	)			(6,230	)			162,638								4,260,156
Earnings before income taxes			812,013				(292,035	)			(843	)			8,015								527,150
Income tax expense			302,069				(108,109	)			(296	)			(6,526	)							187,138
Minority interest			143,381				41				(211	)			(141,184	)			(8)				2,027
Net income		$	366,563				($183,967	)			(336	)		$	155,725							$	337,985
Net income per share-basic																						$	1.54
Pro forma weighted average shares-basic																							219,000	(9)
Net income per share-diluted																						$	1.52
Pro forma weighted average shares-diluted																							222,000	(9)

FIDELITY NATIONAL FINANCIAL, INC.
NOTES TO UNAUDITED PRO FORMA SUMMARY OF EARNINGS

		Notes to Unaudited Pro Forma Summary of Earnings for the Three-Month and Nine-Month Periods Ended September 30, 2006
		This pro forma summary of earnings includes the historical statements of continuing operations of FNF and removes the results of operations of FIS, FNF Capital and FNF minority interest expense relating to FIS and FNT, as though the reorganization transaction that occurred on October 24, 2006, had occurred on January 1, 2006.
(1)		This column represents the historical results of operations of FIS as included in FNF’s consolidated results of operations for the periods presented.
(2)		This column represents the historical results of operations of FNF Capital as included in FNF’s consolidated results of operations for the periods presented.
(3)		This represents the intercompany revenues relating to various agreements recorded on FIS’ income statement that had already been eliminated from the consolidated results of operations of FNF. These revenues amounted to $67.3 million and $170.7 million, respectively, for the three-month and nine-month periods ended September 30, 2006.
(4)		This represents the intercompany expenses related to various agreements that were eliminated in the consolidated results of operations of FNF, but are third-party expenses subsequent to the reorganization transaction. These expenses amounted to $45.7 million and $112.2 million, respectively, for the three-month and nine-month periods ended September 30, 2006.
(5)		This represents transaction costs related to the reorganization, all of which have been excluded from the pro forma summary of earnings. These costs amounted to $1.9 million and $8.6 million, respectively, for the three-month and nine-month periods ended September 30, 2006.
(6)		This represents the additional agent commissions paid by FNF to FIS that were previously eliminated in the consolidated results of FNF, but are a third-party expense subsequent to the reorganization transaction. These commissions amounted to $21.6 million and $58.4 million, respectively, for the three-month and nine-month periods ended September 30, 2006.
(7)		This represents intercompany interest expense that is a third-party expense subsequent to the reorganization transaction. These expenses amounted to $0.2 million and $0.6 million, respectively, for the three-month and nine-month periods ended September 30, 2006.
(8)		This represents the elimination of the minority interest expense recorded by FNF relating to its earnings in FIS and FNT. Minority interest expense relating to FIS was $39.7 million and $88.0 million, respectively, for the three-month and nine-month periods ended September 30, 2006. Minority interest relating to FNT was $19.0 million and $53.2 million, respectively, for the three-month and nine-month periods ended September 30, 2006.
(9)		Amounts presented approximate the actual number of basic and diluted weighted average shares outstanding subsequent to the reorganization transaction.

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